SMC Complaints May Expose an SMC Scam

By Jay on February 3, 2010

When I wrote the article on how to sell SMC products online, I wrote it to guide people who were already SMC product resellers who would like to market the products. It’s still a good guide on how to do so with even better alternatives to the program.

I stated in the article that I wouldn’t do the SMC opportunity because I wasn’t a big fan of face to face selling and the way it was structured wasn’t my cup of tea. Further, I went on to state my observations of what other people thought about SMC – the quality of the products weren’t that good etc.

On doing some additional research, it seems that SMC may actually be something you want to stay away from. At least hide your credit cards.

Unclear Refund Policy?

When I read the membership agreement on the SMC website, the cancellation policy states that you will get a refund of your payment minus shipping and handling of the kit. Fair enough.

4. Cancellation. If you cancel your membership within 30 days of joining SMC, you may be eligible for a refund of your membership fees (excluding shipping and handling). Call toll free 1-877-523-9088 for eligibility and cancellation instructions.

What they failed to mention though was how that refund will be issued.

The above investigation was done after I saw one complaint from a member and SMC’s response.

Member complaint (excerpt from email communication with SMC Corp.)

Sent: Tuesday, December 01, 2009 9:52 PM
To: MemberServices@smcorp.com; techsupport; legal@emerchantclub.com
Cc: ME
Subject: Re: REFUND REQUEST – SMC/eMERCHANTCLUB FROM ME

Please help me, I am at your mercy. Please refund me at least $2388.00
otherwise I will never forgive myself. It is hurting me from within. It is a
real mental torched. Please help me.

May God give you the reward if you return my money.

Thanks!

ME

From: ME

Sent: Friday, November 20, 2009 5:42 PM

To: MemberServices@smcorp.com ; techsupport@emerchantclub.com ;
legal@emerchantclub.com

Cc: ME

Subject: REFUND REQUEST – SMC/eMERCHANTCLUB FROM ME

Dear SMC/eMC

Please help me get my money back. I am a disabled person without income. I
have 6 kids all under 16. I worked hard in my life and then lost my job. I
borrowed some money from my sister to start SMC business after I got
convinced by watching SMC ad on the TV. Please help me. If you cannot refund
all, then please at least refund some of it. I have lost this money like I
dropped a my bag on the street. I hope you will have some soft corner for
the needy people. I am already indebted heavily. I am really sorry I tried
to be tough, but you guys are tougher, indeed. Please let me know if you can
help me. Thanks!

08/25/2009 Debit Card Transaction EMC*EMERCHANTCLUB 877-38 08/24EMC*EMERC
$2,388.00 Payment for Unknown Service
07/31/2009 Debit Card Transaction EMC*EMERCHANTCLUB 877-38 07/30EMC*EMERC
$3,754.40 Super Deluxe Package
07/16/2009 Debit Card Transaction SMC*MERCH/MEMB 800-345-4 07/15SMC*MERCH
$499.95 SMC Membership Fees

TOTAL:
$6642.35 TOTAL
Other amount was lost for this deal

ME

Here’s SMC’s response which reveals what’s really up with the refund policy.

Sent: Thursday, December 03, 2009 5:55 PM
To: ME
Subject: RE: REFUND REQUEST – SMC/eMERCHANTCLUB FROM ME

ME,

I am very sorry, but there is no cash refund for the $2388.00. We can only
refund your SMC account in merchandise credit. We had talked about this on
12/01/2009
11:14 AM and I told you that you were within our 30-day policy for a refund,
but only in credit to purchase merchandise. This credit is now available in
your SMC account for you to use.

This credit is good for one year so please contact SMC to have them help you
choose products to sell and redeem this money back and hopefully more.

Regards,

CK

Cancelation/Refund Department
eMerchantClub LLC
996 Flower Glen Street
Simi Valley, CA 93065
(877) 384-4691 Phone
(888) 201-2680 Fax
http://www.emerchantclub.com/support.html

*****Please do not delete any part of this message when replying as it may
be used in the tracking and resolution of this issue.*****

So you can’t really get your money back from SMC even if you sent the kit back within 30 days and qualify for a refund.

Instead they force you to do their business by having you claim some of their products so that you can sell those off to get your money back.

This has got to be illegal in some kind of way. I have no idea but if I decided that I didn’t want to sell SMC products, why should I be forced to do that just do I could get my money back?

There is another shocking revelation in those emails. What’s up with those figures spent on an SMC membership!? Did the member just spend over $6000? I thought the membership only cost a few hundred dollars max.

That’s what the average user might think but what they don’t see coming is the upsells from SMC that will promise them website packages and coaching that guarantees they will succeed and these apparently come at a 4 figure cost.

To me, these are unnecessary and overpriced.

By comparison, I can build a profitable website for less than $100 and currently get all the coaching I need to build a full time income from home using a site called Wealthy Affiliate, which I mentioned in the other article, and it would all cost me less than the price of an SMC membership for just one year.

Also reports of SMC tying up credit cards with charges after they were stopped doesn’t help. There’s a whole thread with SMC complaints here and I’ll just quote a few for you to see that this is just not the kind of business you want to get involved with for a number of reasons including the possibility that you may not be able to sell the products.

I can sure tell you they took my wife’s money and didn’t help her at all. They promise coach’s, support, web sites, and all kinds of junk and then do nothing but take money out of your account. My wife called to cancel within the 30 days and they said she was past the time…

…I told him I wanted to go ahead and build my website like they talked about on TV, that I was ready now, could he please help me with that? He says yes, for another $1,500.00!! I told him I didn’t have that kind of money, that it took all I had just to join SMC, and that it sounded like the website was included when you join! As soon as I told him I didn’t have the money, he just stopped talking. I mean…he really did just sit there on the phone, and wouldn’t talk to me!

I can only say that communication with them is impossible. I cancelled within the 30 days they require, and yet they continued billing my credit card. I wrote them and e-mailed them to no avail. I challenged the card charges and were paid back the money-only to have them turn it over to a collection agency!

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Partner With Paul Review – Another Scam?

By Jay on January 25, 2010

While browsing around this morning, I came across an offer by some guy named Paul Myers who claims that he will show you how he’s making over $100,000 per month using just one website or something to that effect.

He goes on to further claim that he will show you the website for free just like he showed his friend and you’ll be able to “quickly and easily make an extra $500 – $5000 per month.”

Paul then shows some video proof of his income and expenses to satisfy your curiosity and gain your trust. He is able to back up his income claims so I began to wonder what this was all about.

Of course though, he doesn’t come right out and tell you because that is the offer – you have to opt in to find out.

Paul’s button on the lead generation form says “Show Me the Website” so we expect Paul to show us the website he’s making all this money from as soon as you opt in.

Well, we know he’s no Mother Teresa (he says so himself), so we know he has to make money some how.

But how?

How is Paul making money from just showing you this website?

I wanted to investigate a little further but stopped myself short of opting in to see the website.

I guess intuitively, something didn’t seem right to me.

The outrageous though proven income claims. The generous nature of the offer which he was marketing through PPC.

So I did what any other savvy internet shopper would do…well you know me…I hit up Google to dig up what I could find on this Partner with Paul offer.

As I suspected, there was something wrong with this offer and one guy who had tried it dished the dirt.

…if he were TRULY ‘upfront and honest’ he would tell you right off the bat that this is HERBALIFE!!

Herbalife may be a good company, but it has definitely suffered from typical MLM associated problems, at least as far as IMAGE is concerned!
That’s why most MLM’s won’t even tell you their name until they feel they have your complete attention.

I got involved though, as far as getting the ‘work at home starter kit’ because, he offered to pay for the shipping. AND, he promised I’d be earning money within TWO WEEKS of receiving the ‘the work at home starter kit’.

Apparently he did pay for shipping.
I got the $9.95 shipping cost refunded to my PAYPAL account.

I see no way in hell that one can make a DIME with that ‘work at home starter kit’ though!
He also offers some free memberships in online opps that are supposed to make money for you.
Since you won’t make any money doing surveys or working an online dollar store either, you will have to pay to ship that ‘work at home starter kit’ BACK to where it came from – and where it BELONGS!

That’s the whole of the story basically but for details:

The $9.95 ‘work at home starter kit’ is no more than an advertisement package:
A 12 page booklet with one CD and one DVD in the inner folds.
The ENTIRE DVD is a presentation on the value of a home based business v. working for someone else.
(Does anyone already looking to do a home business really need this kind of reminder?
Seems like a waste of a DVD to me!)

The CD is an audio collection of success statements of those who got involved with OBS (online business systems – but really HERBALIFE).

The 12 page booklet partially describes this ‘opportunity’ in every way, except to tell you that it’s HERBALIFE!
And, you won’t find the word HERBALIFE mentioned in the DVD, CD, or booklet!
AMAZIN’!!

This 12 page booklet and CD/DVD will ‘cost’ you $39.95 if you don’t return it in a ‘resaleable condition’.

But I fail to see where a 12 page document (hardly even a booklet) and two discs are worth $39.95 in the first place!
I also fail to see where this is a ANY kind of ‘work at home starter kit’ either.
I know I can’t start work at home using this kit!

‘Paul’ said that within 2 weeks they will ask you for $39.95 but ‘you will have earned way more by that time’.
I guess this is supposed to refer to the programs he offers in conjunction with the ‘partner with paul’ package:
SURVEY SCOUT
FREE ONLINE DOLLAR STORE
And some other program so equally useless, I am not even going to go through the trouble of trying to re-locate the name of.

You will finally find out you are previewing HERBALIFE when your ‘coach’ gives you the call.
My coach was polite and informative and also mentioned that ‘they’ weren’t taking a hard line on the return of the $39.95 ‘package’ as to deadline or condition – just be reasonable.
That’s good.
BUT THAT PACKAGE STILL AIN’T WORTH $39.95!!!

Doing HERBALIFE requires scheduling phone calls so I would reject their offer on that basis alone – which could have saved EVERYONE involved in this both time AND money, if they had simply told me that beforehand (I will have to pay to mail this package-thing back after all!).

I believe my coach was making money with HERBALIFE but, once I heard the name HERBALIFE associated with OBS – after doing some ‘googling’, I was turned off and hoping that I would discover something different when I received my package.

FINALLY,
Mr. ‘Upfront and Honest’ says that the offer expires on ‘midnight or sooner’ of whatever day you click on to partnerwithpaul.com.

And apparently, this ‘offer’ hasn’t ‘expired’ yet!

Herbalife, eh? No, thank you!

Bless the guy who took time to detail his experience with the Partner for Paul offer.

And just in case you thought the above review was a sole case, here’s another experience for you to consider.

At the “Partner With Paul” (partnerwithpaul.com) website it stated they’d send me a “System For Wealth/Work-at-Home Kit” for $9.95, including refund instructions on the $9.95 should I choose to ask for it. I don’t have a mailing address for Paul. There’s a contact form on his website and that’s it.

To sign up, I was led to theonlinebusiness.com – a sales/signup page signed by Tanya Philips – Davis, and Warren Davis, that included the mailing address:

The Online Business
6 Linden Loop Minot AFB, ND. 58704
support@theonlinebusiness.com 888-421-4850

I received a video and audio CD in the mail from South Dakota, but the ONLY thing on the CD’s were GENERIC customer testimonials and benefits about running a business from home. I still had no idea as to the company, the product(s) or the specifics of the offer. This could in no way, shape or form be considered a “Work From Home System Kit.” In other words the CDs were totally worthless.

Several days later I received a phone call at which time I expressed my displeasure with the “Kit” materials. I did finally learn that the opportunity entailed becoming an Herbal-life dealer. Spoke with someone by the name of Justin.

I didn’t sign up at the time, explaining that I would need to look into it further, now that I knew who the company was, before making a decision.

After some additional research, and more emails from Justin Leleiwi, and after talking to him on the phone again, I decided to pass. I told him about the $9.95 refund and he said he didn’t know anything about it. He also said I had to return the CD’s or I’d be charged for them ($40), so I did return them to him.

Seriously, there’s absolutely no way I could justify using those CD’s to recruit people. Reputations are important, and making people pay out more than $10 for a bunch of (TOTAL) crap… well, you know.

Justin Leleiwi – Georgia 31312 – obsbiz.com

I also sent the refund request to rebate@partnerwithpaul.com, quoting the refund offer as it was noted on the original sales page, sending a copy to Justin too – in case he might help get that straightened out. No response.

Well here it is mid-June and today Justin charged me for the CD’s anyway. I’m going to dispute the charge, on SEVERAL! counts.

This is no way for them to be running a business, and I expect a COMPLETE refund of all charges, immediately.

Apparently Partner for Paul dates back to 2008 from what I’ve seen and it is still going so people need to be informed about what they’re getting into before they find themselves in a situation they would rather not be in. The above experiences should serve as testimony that you do not, under any circumstances, want to partner with Paul.

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How to Sell SMC Products

By Jay on January 21, 2010

Before I got started on the internet, I can remember watching those SMC infomercials that came on late at night, wishing to myself that I could try it and make some big money.

Luckily for me, I didn’t have the means to  join this opportunity. And I say luckily because with what I know now, I would never had made it at that time.

In this article, not only am I going to show you how to sell SMC products, I’m going to show you a bit of what I’ve learned since becoming successful on the internet.

This knowledge has enabled me to quit my day job and make a full time income from home without having to stock any products and without investing a lot of money upfront.

I’m going to show you:

  • how to sell SMC products
  • the bigger picture
  • alternatives to selling SMC products that pay just as good
  • Why you should be selling online
  • and lots more.

But first…

An overview of SMC

SMC or Specialty Merchandise Corporation is a business opportunity that has been in existence for over 60 years. You can get a membership for as low as $25/month to resell their merchandise. As a member you buy the merchandise at low prices and sell them for a profit. SMC drop ships the products for you so you don’t need to handle any inventory and shipping.

Sounds easy right?

Well, most businesses do until you’re faced with the task of having to do it.

As I scoured the internet to find out people’s experiences with SMC, the consensus  questions the quality of the products, finds that the membership is too expensive and a lot of SMC members seemed not to have made any money.

Like this one I found at a Work at home forum.

I got into SMC, after spending what? I think somewhere close to 400 dollars? And you had to spend a lot more to get that website. Anyhow, look around. The products are everywhere. They are extremely overpriced. When I saw the dollar store junk they sold, I thought they must be kidding, nobody here is paying that, this must be Beverly Hills pricing right? SMC was my first home business
mistake.

Personally, I won’t try SMC because there are better opportunities available. I don’t like their products and I don’t like reselling stuff in a face to face setting.

But that’s just me.

You’re always going to find failure in any business and with failure comes the blame game. So what were these people missing? How could they have made it work?

How to Sell SMC Products and Make SMC Work

The key to selling SMC products is something called niche marketing. I’m not sure what the coaching at SMC says but if you’re trying to sell the whole catalog of products then its not going to work.

Find one type of product and only sell those to people who are interested in buying them. This is called niche marketing and your success rate would be much better than trying to sell to your friends and co workers or random people.

How to Find People to Buy your Niche SMC products

The best way to find people to buy your niche SMC products would be to find a product with a unique appeal and then identify the niche or group of people will most likely be interested in these products.

So lets say you found some cool bird cages through the SMC catalog. You would then sell these bird cages to bird lovers or wholesale them to pet stores.

There are several ways you can go about finding these usually passionate people.

Using our example of bird lovers above, I found 157 meetup groups on Meetup.com – a site dedicated to bringing passionate people together.

You can also buy direct mailing lists of people who bought bird stuff in the past from mail order list brokers.

However, finding people to buy your stuff is a lot tougher than having those people find you and there’s no better place to do business than in the world’s largest marketplace – the internet.

Using the Internet to Sell SMC products

SMC is a bit behind on the technology that they use with their internet marketing packages and websites but I can still give  you an idea of how to go about using the internet to niche market SMC products and why it is better than just running a product  catalog website.

We’ll continue with our examples of selling bird cages to bird lovers.

Lets look at what kind of opportunity you have on the internet. Do people really buy birdcages on the internet?

The first thing I did to determine whether or not I could sell bird cages on the internet was to use a tool called the Google Keyword Tool.

I put in the term bird cages and here’s what I got.

The above screenshot shows you various terms people typed in to find birdcages online and how many times they were searched for.

Collectively, this is a huge market and if you could get in front of even a small group of these people who want birdcages then you’ll be in business and have even more success selling SMC products than the other SMC members who have no clue what to do.

Now if SMC would let you build a site around  just birdcages, all you’d need is a domain name like say decorativebirdcages.com and web hosting service.

Another option would be to list the products on your Ebay niche store about birdcages.

Niche Marketing Know-how is the Key

Now I admit that I’m being a little vague but it isn’t intentional. I couldn’t possibly write all there is to know about niche marketing on this blog page.

The point is if you know niche marketing, then you pretty much can tell your boss to kiss it since a whole new world of opportunity opens up for you.

Not only will you be able to know how to sell SMC products, you’ll also be able to make money online selling whatever you like.

The best place to learn niche marketing without breaking the bank is a site called Wealthy Affiliate. The site is run by Niche Marketing Inc, a company owned by two authority figures on the subject, Kyle and Carson.

This is the site where I learned how to market online and a site that changed my life so I’m very proud to recommend it to you. They’ve helped over 35,000 members (last time I checked) worldwide and the site is growing everyday.

Alternatives to SMC that work even better

Now that I’ve shown you how to sell SMC products, I wish to introduce you to some alternatives to selling SMC products especially if you’re going to use online methods.

We all understand the concept of SMC. You pay a fee to become a distributor or reseller. You get a start up kit. Then you market the products via catalog or you can get one of those websites to sell the catalog of SMC products.

Now what if you could get those products for free?
What if those products were from brand names people know and trust?
What if you the products you choose on your own niche website and collect a commission when your products sell?

Well, people do this everyday online combining niche marketing with e-commerce and affiliate marketing to earn big commissions. You sign up with affiliate programs and take a percentage of the sales you make. The products are showcased on your website using datafeeds provided by the affiliate program.

Start an Amazon Store

One of the more popular affiliate programs you can use to make niche online stores is Amazon.com. Its a trusted name in e-commerce and millions of people go there everyday to shop.

It doesn’t cost anything to set up unless you take the better option of having your own domain name. All you need to do is sign up with Amazon’s Associate program and set up your store.

You would use similar methods to selling SMC products as I described above. Find a niche and sell only those products. For example you could sell “men’s luxury watches” and Amazon will feed your store with brand names like Tag Heuer, Casio and Cartier. Some of these watches sell for over $5000 and you could get 4% for each watch you sell.

Build an Online Store using Datafeeds

Some affiliate programs that have a variety of products will allow you to use datafeeds to put on your site. These datafeeds allow you to display the products on your site and earn a commission whenever someone buys those products. Some popular brands like Target and Walmart all have datafeeds and can be found in affiliate directories like Commission Junction and LinkShare.

A great way to use datafeeds on your site is to sign up for a service like Datafeedr which aims to simplify the process for you.

As you can see there are many ways to make money online that are simply better than selling SMC products but you also know the key to doing so – learn niche marketing and you will simply have a better chance at success.

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InstaCash Keywords Review

By Jay on November 21, 2009

instacashmembership-lg“The market is too saturated.”

“Too competitive!”

I hear it all the time. Its usually a niche that’s been proven to be profitable but affiliates have a hard time breaking into.

I’ve always dismissed this because I know two things.

  1. There are no saturated markets. There’s always a way to break into any market.
  2. Competition means there’s money being made.

Trouble is many affiliates don’t know how to get their foot in the door of these ultra competitive niches. So they run off looking for a keyword they could manage to get ranked on Google’s first page that probably doesn’t have any money in it.

If the correct market research is done, I can guarantee you that you will find keywords in competitive niches that the other affiliates aren’t using. Keywords that are very relevant and profitable.

I remember my first $1500 day. If I told you the market, the first keyword that comes to mind is what all the other affiliates were advertising under and trying to rank for. I took a different approach because I knew that I would have to bid very high to get a good position or I’d have to spend days or even weeks building backlinks to try to rank for that keyword.

Instead I browsed a forum and found a hot topic about a keyword with little competition in the SERPS.

Money in the bank.

Now you don’t have to stress over finding these types of keywords because this is what Travis Sago and Matt Davis has done with InstaCash Keywords. They do the research and find these types of keywords, then email them to you everyday.

Preview of InstaCash Keywords

Need a sneak peek at the type of stuff you’ll get with InstaCash Keywords? Just check the following video as Travis breaks down 3 profitable niches right before your eyes.

Now that’s a pretty sweet video with 3 keywords that can make you money all day, everyday. So what’s the full version of InstaCash Keywords really like?

InstaCash Keywords Reviewed

I bought InstaCash Keywords about 21 days ago (I know because I just got list #21). The 7 day trial is just like the full version as you get all the same benefits.

You can decide if you’d like to keep getting these sweet keywords.

These keywords really are low competition ideas from highly competitive markets but they’re only ideas that you can use to get very more keywords.

The “insights” part of the email is probably the best part as it gives you a look at the market you’re targeting, how to use the keywords and ideas for promotions. For example, one of the “insights” tells you that it would be best to build a review type page comparing 3 or more products, while another tells you to that its a great niche to build an email lists along with ideas for cross promotion.

This is incredible value and I definitely recommend InstaCash Keywords if you’re having trouble finding keywords that convert well.

The only thing that bothers me is that I thought there was supposed to be a blog that Travis Sago keeps that was exclusive to members. I couldn’t find any such blog inside so that disappointed me.

Didn’t matter though since I am a member of Wealthy Affiliate where Travis regularly  posts great content such as his tip for writing high converting messages called “BrainGasmic Content”. I would have loved if there was a blog though.

The addition of a bonus for every month of membership was also something I liked. The first bonus – How To Get Your Articles Written For Free – gave me some ideas for building another income stream, so much that I’m looking forward to the other bonuses.

You can get a 7 day trial of InstaCash Keywords to see what the service is like.

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Shelly Ryan’s Turbo Cash Generator Review

By Jay on November 9, 2009

tcgenYesterday, I did a review of Shelly Ryan’s Instant Profit Machine and decided to see if she had any other products.

I came across another product she has called Turbo Cash Generator - another unrealistically titled ‘make money fast’ method. Maybe, this time around this product will be worth something. I decided to find out.

Dishonesty At Play

Well, I started at the sales page to see what the product was all about. It had something to do with a software she uses  for making money with twitter.

Apparently, there are similarities with Instant Profit Machine – Shelly makes a whopping $3267.75 every single day.

Can you believe that? Same exact dollar amount every single day? With Twitter?

Now this isn’t what prompted me to speak out against Shelly Ryan’s Turbo Cash Generator. I’m happy that she can make the exact same amount everyday.

Something I saw on the Turbo Cash Generator page, I didn’t like.

Because it was downright dishonest.

Look At ‘Em User Earnings!

Most people will never notice this but take a look at the earnings from one user of the Turbo Cash Generator software.

dejavu

And take a look at the user earnings from someone who used her Instant Profit Machine Adsense page generator software.

ipmearns

I don’t know about you but even Ray Charles could see that something is wrong here. She uses the exact same earnings screenshot on both products!

This is a prime example of dishonesty and I’ll continue to blast Shelly Ryan if she keeps doing this sort of thing with any of her products.

Again, I wouldn’t be surprised if the user testimonials are fake.

Turbo Cash Generator Software Review

So, anyway, lets say you happened to not see this because after all we’re not reviewing sales pages here. What about what Shelly Ryan has to offer?

What about this twitter software and training program? Is it good?

Just like her other product, the Turbo Cash Generator software builds websites on the fly. You will need domain names and hosting as additional costs.

The websites are of poor quality and are designed to promote Shelly Ryan’s other products with review pages. Shelly’s training tells you how to promote these sites on Twitter and shows you how to build followers to promote these sites to.

However, this Twitter training is more about creating spam type accounts and if you want to get labeled as a spammer on Twitter by your followers and get blocked in the process then this is the way to go.

I did some further research on Shelly Ryan and it turns out that she has been creating a less than desirable user experience for Twitter users.

Here she is featured on Twitblock – a service that monitors accounts reported for spam and is one of 20 most prolific spammers on Twitter.

sryantwit

According to Twitblock, Shelly Ryan has over 1400 accounts, with 1372 suspended and 37 active accounts.

Amazing, eh? Is this how you want to go about making money online?

My Verdict on Shelly Ryan’s Turbo Cash Generator

By now, if you’ve read everything here and on the other review, I think you would know enough to avoid Shelly Ryan and her software programs.

Twitter isn’t the easiest platform online to monetize but it is possible to make money using Twitter, even indirectly by implementing other marketing techniques such as list building.

There’s even Sponsored Tweets where you can get paid to send out tweets by advertisers who will pay you.

Beware of anything that promises fast money and automation. While automation is good, the intentions of some of the people behind the programs are less than genuine and can even get you into trouble.

If you want to learn how to make money online the right way, from honest people who have YOUR best interest at stake, then consider Wealthy Affiliate. I’m a member there and although its not a one time fee, they can definitely teach you how to make money online if you’re prepared to do the work.

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